Commercial Mortgage Loan Services
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Large Loans |
Small Loans |
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Standard |
Small |
Small B&C |
Hard Money |
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Loan Limits Interest Rates Property Type |
$1,500,000 -Up 200 bps – 350 bps over 10 yr. Tres. |
$500,000 - $3,000,000 |
$300,000 - $3,000,000 10.5% - 15.5% |
$5,000,000 - $50,000,000 13% - 15% Accrued Interest |
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Max LTV |
Min DSC |
Term/Amort |
Max LTV |
Min DSC |
Term/Amort |
Max LTV |
Min DSC |
Term/Amort |
Max LTV |
Min DSC |
Term/Amort |
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Multi-Family |
80% |
1.25 |
10/30 |
85% |
1.25 |
10/30 15/15 |
70% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Mobile Home Park |
80% |
1.25 |
10/30 |
80% |
1.25 |
10/30 |
60% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Anchored Retail |
80% |
1.25 |
10/30 |
75% |
1.25 |
10/30 15/15 |
65% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Unanchored Retail |
75% |
1.25 |
10/30 |
75% |
1.30 |
10/25 |
65% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Office Building |
75% |
1.25 |
10/30 |
75% |
1.35 |
10/25 15/15 |
65% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Light Industrial & Warehouse |
75% |
1.25 |
10/30 |
75% |
1.25 |
10/30 15/15 |
65% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Mini Warehouse |
75% |
1.35 |
10/25 |
70% |
1.45 |
10/20 |
65% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Nursing Home & Congregate Care |
60% |
1.00 |
15/15 |
60% |
1.00 |
15/15 |
60% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Limited Service Hotel/Motel |
60% |
1.00 |
15/15 |
60% |
1.00 |
15/15 |
60% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
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Full Service Hotel/Motel |
60% |
1.00 |
15/15 |
60% |
1.00 |
15/15 |
60% |
1.00 |
15/15 |
70% |
N/A |
6 mo – 2 yr Int Only |
SPECIAL PURPOSE LOANS
The following are acceptable properties on a case by case basis with low LTV’s –
Call for rates and terms.
- Bowling Alleys
- Bar – Restaurants
- Golf Courses
- Parking Lots – Garages
- Commercial Condos
- Marinas
- Gas Stations
- Funeral Homes
- Movie Theatres
- Auto Services
- Car Dealers
- Dry Cleaners
- Office Building Loans
Click here to fill out the Quick Loan Request Form.
Unleash Your Commercial Potential with Harris Note Investors, LLC
At Harris Note Investors, LLC, we’re not simply moneylenders, we’re development accomplices. We comprehend the intricacies of commercial land and the urgent job funding plays in driving your business forward. With many years of involvement and a demonstrated history, we offer something other than cutthroat rates; we convey adjustable commercial mortgage loans and Office Building Loans arrangements intended to open your actual potential.
Financing Options Tailored To Your Vision
Whether you’re an old pro or a sprouting business person, we have the right supporting answer for you. Our comprehensive portfolio traverses across the range of business land needs.
Unlock The Potential In Real Estate Assets
Our responsibility goes past giving serious rates. We have faith in building long haul organizations that enable your prosperity. Here’s what sets Harris Note apart:
- Deep Industry Expertise: Our group offers many years of involvement that would be useful, offering significant experiences and exploring market subtleties to your advantage.
- Customized Solutions: We don’t offer one-size-fits-all solutions. We carve out opportunity to figure out your interesting objectives and difficulties, making a supporting arrangement that impeccably lines up with your vision.
- Streamlined Process: We value your time and resources. Our efficient systems and dedicated team ensure a smooth commercial mortgage loans and Office Building Loans application process, from initial inquiry to closing.
- Unwavering Support: We’re your confided in accomplice all through the whole excursion. Our responsive team is consistently accessible to respond to questions, offer direction, and guarantee a consistent encounter.
- Transparency & Integrity: We believe in clear communication and ethical practices. You’ll always know exactly where you stand with Harris Note for Private Lending Bridge Loans Multifamily
Unlocking Your Real Estate Dreams:
Don’t let financing hurdles impede your ambition. Partner with Harris Note Investors, LLC and gain access to the resources you need to:
- Secure your dream property that fuels your expansion plans.
- Construct your vision and bring your innovative project to life.
- Optimize your existing portfolio with strategic refinancing, unlocking new opportunities.
- Access government-backed programs with favorable terms through our expertise in SBA loans.
- Bridge temporary gaps in funding with flexible bridge loans.
Ready To Turn Your Vision into Reality? Reach Us At Harris Note Investors, LLC!
Reach us today for a free conference and we should examine how our custom fitted funding arrangements can drive your commercial real estate journey. We’re here to assist you with transforming your fantasies into unmistakable accomplishments.
The Best Commercial Note Buyer and Retail Mortgage Loan Provider
Retail Mortgage Loans: Lending Customized with the Retail Property Owners in Mind
Retail properties from shopping centers, strip malls, stand-alone stores, to mixed-use developments need more than just capital. They need vision, speed, and adaptability. And that exactly is what our Retail Mortgage Loans solutions offer.
Why Harris Note Investors for Your Retail Mortgage?
We offer the following retail mortgage advantages:
- Flexible Terms: Ranging from bridge loans with shorter terms to fixed-rate financing with longer terms.
- Competitive Pricing: Current market rates for your interest rates depending on your credit strength related to the property profile.
- Quick Close: Rapid approvals of loans with an expedient underwriting process for a fast close.
- Tailored Loan Structures: From interest-only periods to amortization schedules, we build loans around your cash flow and timeline.
- National Footprint: Whether your retail asset is located in a primary metro area or secondary market, we can execute deals across the country.
- Harris Note Investors brings insight, speed, and certainty to every loan transaction, from purchasing a new retail property, drawing equity from an existing one, or repositioning a retail asset.
Commercial Note Buyer: Exit or Liquidity, On Your Terms
If you hold a commercial mortgage note and want to sell it, Harris Note Investors is a solid, trustworthy, and highly experienced buyer of performing and nonperforming commercial notes. As the best Commercial Note Buyer, we partner with private lenders, investors, banks, and other financial institutions to provide quick and fair offers and closings.
Why Sell Your Commercial Note?
- Immediate Cash Flow- Turn a long-term asset into immediate liquidity
- De-risk Your Portfolio- Offload notes that no longer fit your investment strategy
- Avoid Foreclosure Hassles- Transfer the burden of the workout on non-performing notes
- Simplifying Your Estate or Business Planning- Monetizing these notes for easier passing through inheritance or easing the transition of a corporation.
We buy notes secured by various commercial asset classes, including:
- Retail Centers-Office Buildings &
- Industrial/Warehouse Properties
- Mixed-Use Developments
- Multi-Family Units (5 or more)
- Owner-Occupied Business Properties
Our Process for Buying Commercial Notes
We are proud of fast and absolutely hassle-free transactions that are completely transparent.
- First Review: Send us the note terms and property particulars.
- Valuation: We perform due diligence and send a competitive purchase offer.
- Agreement: Once terms are agreed, we get right down to a simple purchase agreement.
- Closing: We handle all paperwork and fund quickly, often in as little as 10 business days.
Our offer is customized for each note, whether performing, sub-performing, or non-performing, with consideration for market conditions, current risk, and the underlying asset.
Why Collaborate with Harris Note Investors?
- Decades of Experience in commercial mortgages and note purchases
- Investor-Focused service aligned with your financial goals
- Transactions are confidential and professional with no surprises
- Fast Funding keeping your business in gear
- Custom Solutions tailored to specific properties and borrower profiles
At Harris Note Investors, we don’t just fund; we provide solutions. Whether you’re looking to build a new retail location, refinance existing debt, or monetize a commercial note, our team offers the knowledge and agility to help you succeed.
Let's Talk
Do you have a need for Retail Mortgage Loans, Mobile Home Park Loans or a commercial note for sale? Let’s meet up. Harris Note Investors fast, reliable capital solutions that help you move onward with confidence.
